SBA Acquisition Attorney

By Managing Partner Last updated

SBA Business Acquisition Law representation for buyers, sellers, and operators nationwide. One experienced attorney on every deal.

Alex Lubyansky leads every sba business acquisition law engagement, from initial structuring through closing.

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Direct Answer

An SBA acquisition attorney represents buyers financing a business acquisition with an SBA 7(a) loan, coordinating the purchase agreement with the SBA lender's loan authorization requirements, standby agreements for seller notes, equity injection documentation, and successor liability review for regulated or licensed trades. The work requires direct coordination with the lender's closing counsel throughout. Acquisition Stars represents SBA-financed buyers nationwide, typically on transactions in the low six to mid seven figures.

Why an SBA Acquisition Attorney Matters

An SBA-financed acquisition has to satisfy the lender's requirements alongside the buyer's and seller's, and a purchase agreement drafted without that lens can conflict with the loan authorization in ways that surface late, sometimes at the closing table itself. Standby agreements, equity injection sourcing, and personal guarantee documentation all have to line up with what the SBA lender's closing counsel expects. An SBA acquisition attorney who coordinates directly with that closing counsel from early in the deal generally avoids the delays that come from discovering a mismatch after the loan is already approved.

What We Do

  • Buy-side representation for SBA 7(a)-financed business acquisitions
  • Purchase agreement drafting coordinated with SBA loan authorization requirements
  • Direct coordination with your SBA lender's closing counsel
  • Standby agreement drafting and negotiation for seller notes
  • Personal guarantee and life insurance assignment review
  • Equity injection documentation and source-of-funds compliance
  • Successor liability review and license transfer for regulated and licensed trades
  • Asset purchase structuring to meet SBA lender preferences

Who We Serve

  • First-time buyers financing an acquisition with an SBA 7(a) loan
  • Buyers acquiring licensed trade businesses, including HVAC, home health, and similar regulated industries
  • Search fund and self-funded searchers structuring their first SBA-financed deal
  • Buyers working to a not-to-exceed legal budget on a defined deal scope
  • Buyers whose SBA lender has issued a loan authorization and needs closing counsel coordination
  • Entrepreneurs acquiring businesses in the $300K to $5M range with SBA financing
Alex Lubyansky, Managing Partner at Acquisition Stars
"The hardest part of any sba business acquisition law engagement is not the documents. It is reading the relationship across the table early enough to structure around it. By the time the purchase agreement is on the table, half the meaningful negotiating leverage is already gone."
Alex Lubyansky, Managing Partner On sba business acquisition law structuring

15+ years of M&A and securities transaction experience Senior counsel on every engagement Admitted in Michigan, practicing nationwide

Reviewed by Alex Lubyansky on . Read full bio

Questions to Ask Any M&A Attorney Before Hiring

Use these before you call any firm, including ours.

1. "Who will actually handle my transaction?"

At many firms, a partner sells the work and a junior associate does it. Ask for the name of the attorney who will draft and negotiate your documents.

2. "How many M&A transactions has the lead attorney closed in the past 12 months?"

Volume indicates current, active deal experience, not just credentials from years ago.

3. "What is your experience with my deal size and industry?"

A $500K SBA acquisition and a $50M PE deal require different skill sets. Make sure the attorney has handled transactions similar to yours.

4. "Will you coordinate with my CPA, financial advisor, and broker?"

M&A transactions require a team. Your attorney should work with your other advisors, not in a silo.

5. "How do you handle post-closing disputes?"

Reps, warranties, and indemnification claims surface months after closing. Ask whether the firm handles post-closing litigation or refers it out.

6. "What is your fee structure, and what drives cost?"

Ask how the engagement is scoped, what is included, and what factors drive cost increases. Defined scope with a retainer gives the clearest cost picture.

SBA Acquisition Attorney Locations We Serve

Major Markets

New York
New York
Los Angeles
California
Chicago
Illinois
Houston
Texas
Miami
Florida
Dallas
Texas

Additional Markets

Denver
Atlanta
Phoenix
Charlotte
Nashville
Detroit
Tampa
Jacksonville
San Antonio

Service Areas by State

Browse SBA Acquisition Attorney service areas by state. Each state page lists all cities and suburbs we serve in that state, plus the state-specific legal framework that affects sba business acquisition law transactions there.

Alabama
12 locations
Arizona
33 locations
Arkansas
1 location
California
63 locations
Colorado
11 locations
Connecticut
13 locations
District of Columbia
1 location
Florida
59 locations
Georgia
13 locations
Idaho
11 locations
Illinois
11 locations
Indiana
12 locations
Iowa
1 location
Kansas
7 locations
Kentucky
12 locations
Louisiana
11 locations
Maryland
16 locations
Massachusetts
11 locations
Michigan
33 locations
Minnesota
11 locations
Mississippi
3 locations
Missouri
15 locations
Nebraska
1 location
Nevada
24 locations
New Jersey
3 locations
New York
7 locations
North Carolina
38 locations
Ohio
45 locations
Oklahoma
12 locations
Oregon
11 locations
Pennsylvania
22 locations
South Carolina
5 locations
Tennessee
31 locations
Texas
53 locations
Utah
23 locations
Virginia
19 locations
Washington
11 locations
Wisconsin
12 locations

Related M&A and Securities Services

Acquisition Stars handles the full range of M&A and securities matters. Alex Lubyansky personally leads every engagement across all practice areas.

Securities Lawyer M&A Attorney SPAC Attorney Going Public Attorney Reverse Merger Attorney Business Acquisition Lawyer LOI Attorney Due Diligence Attorney Business Exit Attorney Purchase Agreement Attorney Franchise Acquisition Lawyer Sell My Business Lawyer Business Sale Attorney Healthcare Acquisition Attorney Dental Practice Attorney Medical Practice Attorney Veterinary Practice Attorney Accounting Firm Acquisition Attorney Behavioral Health Acquisition Attorney Home Services Acquisition Attorney

SBA Acquisition Attorney: Frequently Asked Questions

Do you handle SBA-financed business acquisitions?

Yes. We represent buyers purchasing businesses with SBA 7(a) financing, from LOI through closing, coordinating directly with your lender's closing counsel on the purchase agreement, standby agreement, and loan authorization requirements.

What does an SBA acquisition attorney do differently from a general M&A attorney?

An SBA-financed acquisition has a lender in the transaction with its own closing requirements: loan authorization language, a standby agreement for any seller note, personal guarantee and life insurance assignment documentation, and confirmation of the buyer's equity injection. We draft the purchase agreement to satisfy the lender's closing counsel the first time, not after a round of corrections.

How much does legal representation run for an SBA-financed acquisition, and can you work to a not-to-exceed budget?

Fees scale with deal complexity: entity structure, due diligence scope, licensing or successor liability issues, and the closing document set all factor in. For a defined scope, LOI through closing, we can discuss a not-to-exceed budget on a consultation once we understand your deal specifics.

What about successor liability and license transfer for licensed trades like HVAC or home health?

Licenses for regulated trades are typically tied to an individual or entity, not automatically transferred with the sale. We confirm the license transfer path for your target industry and review the seller's prior compliance and warranty history for successor liability exposure before the purchase agreement is finalized.

Is this the same as an SBA loan default or workout attorney?

No. We represent buyers acquiring a business with SBA 7(a) financing, from the letter of intent through closing. We do not handle SBA loan default, workout, or offer-in-compromise matters.

What does Acquisition Stars handle for sba business acquisition law matters?

Acquisition Stars represents buyers and sellers across the full deal lifecycle: preliminary structuring, letter of intent, due diligence, definitive agreement negotiation, and closing mechanics. The firm handles buy-side representation for sba 7(a)-financed business acquisitions, purchase agreement drafting coordinated with sba loan authorization requirements, direct coordination with your sba lender's closing counsel, among other transaction work. Alex Lubyansky leads every engagement.

Who does Acquisition Stars typically represent in sba business acquisition law engagements?

The firm represents first-time buyers financing an acquisition with an sba 7(a) loan, buyers acquiring licensed trade businesses, including hvac, home health, and similar regulated industries, search fund and self-funded searchers structuring their first sba-financed deal, along with other parties involved in mid-market and lower-middle-market transactions. Engagements range from single-buyer acquisitions to multi-party recapitalizations.

Does the firm represent clients outside Michigan?

Yes. While the firm office is in Novi, Michigan, Alex Lubyansky represents clients nationwide on M&A and securities transactions. Most engagements involve out-of-state buyers, sellers, or target companies. The firm regularly admits pro hac vice in other states when matters require it.

Who will work on my deal?

Alex Lubyansky leads every engagement at Acquisition Stars. He sets the deal strategy, leads the negotiation, and runs closing, and every document is reviewed by him before it goes to the other side. An associate supports the work, including first drafts and diligence review. You will know who is doing what at each stage of the transaction.

How does the firm price sba business acquisition law engagements?

Pricing varies with deal size, complexity, and timeline, so Acquisition Stars does not publish a fee schedule. After a brief initial conversation about the deal specifics, the firm provides a written engagement scope, typically as a bundled engagement or with a not-to-exceed budget, so clients can plan the matter with confidence.

Ready to Discuss Your SBA Business Acquisition Law Engagement?

Alex Lubyansky leads every sba business acquisition law matter.

15+ years of M&A experience. Nationwide practice. LOI through closing.

Request Engagement Assessment

We review every transaction inquiry within one business day.

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